UPI ranks high among Indian players’ go-to online casino payment methods. To discover why, I’ve tested numerous UPI casinos in India and learned about their deposits, withdrawals, bonuses, and other features. This page offers the results of my research, including a list of the best UPI casinos. Read on to find everything you need to know.
What Is UPI?
Unified Payments Interface (UPI) is a digital payment system created by the National Payments Corporation of India. Much like modern e-wallets, it’s designed to facilitate P2P and P2M transactions through a mobile app. You can use it to send and receive money or manage your bank account without carrying a credit or debit card.
This solution uses multiple layers of encryption, an open-source API, and bank-registered mobile numbers. As a result, transactions are instant, secure, and available to a broad user base. It’s also, as I’ve found, popular among online casino users in India.
UPI currently boasts over 300 million active users, and the volume and number of transactions it processes are among the highest in online gambling and many other industries.
Best UPI Casinos for Indian Players
There’s no shortage of UPI casinos in India, but they’re not all up to scratch. To separate the wheat from the chaff, I’ve tested these operators’ UPI payments, limits, pending times, casino bonuses, games, and more.
The job wasn’t easy, but years of experience in the industry and a team of fellow experts helped me compile a definitive list of the best UPI casinos. Check it out, consider their features, visit the sites, and find your fit.
|175% up to ₹1,00,000 + 100 free spins
|100% up to up to ₹30,000 match deposit bonus + 90 free spins
|100% up to ₹1,00,000 + 250 free spins
|Up to ₹1,00,000 + 20 free spins
|250% match deposit for live casino or 300% match deposit for slots, table, and instant games
|Up to ₹1,00,000 + 20 free spins
Note: Some of the listed online casinos can’t compete with the entertainment value you’ll find at better-established gaming platforms. However, they hold valid licenses, offer fantastic INR promotions, and let users enjoy casino gaming with the help of UPI.
How to Use UPI in Online Casinos
Using UPI in online casinos couldn’t be more straightforward — it didn’t take me more than a few minutes to set up a UPI account and start making transactions. Here’s how you can do the same:
- Choose a UPI app — Download a UPI-enabled app. The company collaborates with numerous popular payment solutions in your app store, so this task will be simple. From popular Samsung and Google Pay options to Paytm, PhonePe, and many official bank apps, you’ll have plenty of choices.
2. Open the payment gateway — Connect your UPI app to your bank account. This step differs depending on which app you pick. Official bank apps are already set up, but Google Pay and other e-wallets require you to enter some bank account details. Explore your app for Bank Account or UPI tabs and follow on-page instructions.
3. Create a UPI ID — Use your app to create or find your unique Virtual Payment Address (VPA) or UPI ID. It’s a sequence of letters that acts like your username and online address, like in PayPal and Payoneer. You’ll use it to transfer money to your UPI account.
4. Open a UPI casino account — Choose a UPI casino India offers using the table above and visit its official site. Select the Sign Up or Join Now button, fill out the registration form, and submit your request. Your UPI casino account should be active as soon as you verify your phone number or email address.
Note: When you create your UPI ID, your app should prompt you to generate a UPI PIN. You’ll need to enter this password each time you make a payment. Don’t make the same mistake I did — write the number down. Your UPI account will be useless without it.
How to Deposit With UPI
Depositing at online casinos using UPI is no different than most other online payment processes, so you’ll likely breeze through it. Here are all the steps it comprises:
- Log in to your UPI casino and read the General and Bonus Terms and Conditions to learn about UPI limits and on-site deposit bonus rules.
- Find the Cashier, open the Deposit section, and browse the payment method list.
- Select UPI and confirm your choice.
- Open the UPI app on your mobile device and find the Send or Transfer Money option.
- Enter the VPA of your account and the amount you’d like to deposit.
- Double-check the details, input your UPI PIN, and complete the transaction.
If you’d like to speed up this process, you can resort to UPI payment shortcuts like QR codes. Regardless of your choice, I’d recommend using two separate devices for this process to avoid the frustration of going back and forth between apps on one screen.
How to Withdraw With UPI
Cashouts at UPI casinos are even more straightforward than deposits. You won’t need to leave your casino site or switch between apps. To withdraw money:
- Log in to your online casino account and open the Cashier.
- Locate and select UPI in the available payment methods under Withdrawals.
- Enter the amount you’d like to cash out, taking your casino brand’s minimum and maximum UPI payment limits into consideration.
- Provide your UPI ID or VPA, check the details, and confirm the transaction.
- Check the bank account linked to your UPI app to ensure you’ve received the funds.
Payment Speed, Limits, & Fees
UPI transactions are known for their speed. Deposits happen almost instantly, and if there’s any extra waiting time, it’s typically a result of the UPI casino processing the transfer. Still, according to my research, the entire procedure shouldn’t take longer than 30 minutes.
Withdrawals are somewhat slower, but that’s standard for the iGaming industry inside or outside India. To facilitate the process, I like to complete the KYC procedure beforehand. I suggest you do the same, and the funds should reach your online casino account within a few business days.
Merchant UPI transactions cap at ₹5 Lakh with fees between 0.5 and 1.1 cents each. However, you may be subject to different limits and fees depending on your casino site’s policy and regulations. If you’d like to play it safe, choose one of the best UPI casinos on this page. I’ve made sure each and every one of those brands features user-friendly payment terms.
Can You Claim Bonuses With UPI?
The best UPI casinos in India are packed with bonuses. You can claim a range of them using UPI transactions. Simply choose the promotions you like, make a UPI deposit according to their terms, and complete the wagering requirements within the given validity period.
Depending on the online casino you’ve opted for, you may come across the following tempting deals:
- Welcome bonus package — This casino offer is designed to draw new players and help them get started with online gambling. As our list of the best online casinos shows, it usually takes the format of a match deposit promotion.
- Reload bonus — This UPI casino incentive works similarly to the match deposit bonus but targets returning players. It’s meant to boost your bankroll and help you keep your gaming adventure going.
- Free spins bundle — This deal rewards players with free spins for all or specific online slots. It may be part of the welcome bonus, as you can see in the table, or a separate ongoing offer.
- Cashback bonus — This type of UPI casino offer promises to refund a portion of the money you’ve lost playing casino games. If you’d like to try it out, I suggest Fun88, as it features one of the best I could find in the Indian market.
Is UPI Safe for Online Casino Transactions?
UPI is among the safest online casino payment methods in modern India. Here are a few reasons why:
- Reserve Bank of India (RBI) sets the guidelines and regulates the functioning of the network.
- The system implements multi-layer encryption protocols to protect the integrity of every transaction.
- Respectable, reliable, and secure banks and third-party digital platforms facilitate payments.
- The brand leverages unique usernames, PIN numbers, and 2-factor authentication to thwart unauthorized access to funds.
- The ecosystem design provides access to your bank account and transaction history around the clock, wherever you are.
My research and tests have verified all the listed features, but you must do your part. Stay safe by registering at a trusted UPI casino, keeping your credentials private, and staying wary of cyber attacks like phishing.
How We Rate the Top UPI Casinos
Our team of experts rates UPI casinos in India based on a fixed set of criteria. To help you understand this process better, I’ve listed and explained the most important ones below.
Licensing and Reputation
Licensing from a renowned gambling authority indicates the casino has passed the legality and fairness tests. On the other hand, reputation shows how a brand treats users and addresses day-to-day issues. Together, these two parameters serve as primary markers of online casinos’ trustworthiness.
Reliable Payment System
To rank among the best in India, online casinos must do more than just support UPI. They should work with INR, implement top-notch security measures, and employ a dedicated management team. This way, we can trust they offer low-fee, secure, and fast-processing UPI payments.
Not every UPI casino India boasts has great entertainment potential. For that reason, we check each operator’s gaming library, focusing on:
- Number of casino games (the more options the platform carries, the better)
- Variety of gaming categories (slots, table, and live casino games are a must)
- Quality of gaming software (crisp graphics, smooth gameplay, and innovative features ensure an enjoyable gaming experience)
- Adaptability to mobile devices (mobile-optimized casino sites accommodate wider user bases)
UPI casino bonuses help players discover gaming platforms, find their preferred games, and seize extra chances to win big. To that end, we look for diverse promo formats, from welcome bonuses to cashback. We also make sure to pick online casinos with transparent and user-friendly terms and conditions.
Finally, in choosing UPI casinos, we make sure to cater to beginners and experienced players in equal measure. Our recommendations feature intuitive interfaces, clean layouts, and accessible customer support systems. Elaborate help centers, FAQ sections, blogs, and community pages are a plus.
Pros & Cons of Using UPI in Online Casinos
|Dependency on third-party apps
|Compatibility with the best Indian banks and payment apps
|No minimum charge limits on transactions
|Several world-class security protocols
|Fast deposits and withdrawals
Alternatives to UPI
As you’ve learned by now, UPI offers plenty of advantages, but it’s not the be-all and end-all payment method in India. If you’d like to consider alternatives, the following list of popular options might help.
- Immediate Payment Service (IMPS) — A mobile app that facilitates transactions from one bank account to another. It’s perfect for Indian players looking for a method similar to UPI in terms of its functionality and widespread availability.
- RuPay — An online payment system that supports debit, credit, and prepaid card transactions. Thanks to NPCI support, it’s connected to all Indian banks and accessible to all players with a bank account in the country.
- Paytm — A digital wallet that allows transactions through phone numbers and QR codes. Indian players like it because it’s compatible with major credit and debit cards and lets active users earn cashback.
One glance at UPI’s benefits makes it easy to see why it’s a common payment method choice among Indian players. The network is RBI-regulated and encrypted, simple to set up and use, and widely accessible in online casinos. When paired with a reputable, reliable, and game-packed platform, it guarantees an enjoyable casino experience.
Test it and see for yourself. Use the best UPI online casinos table above to join a top-quality gambling site and try your luck at casino games online. UPI will have your back every step of the way.