Online Casino Payment Methods NZ

Online Casino Payment Methods NZ

Although not explicitly legal, online casino gaming has gained a foothold in New Zealand. For those eager to explore the world of online slots, poker, and table games from the Kiwi land, knowledge of the various online casino payment methods available to New Zealanders is as important as mastery of gameplay strategies. To play online casino games for real money, you should be able to fund and withdraw from your casino wallets easily.

Fortunately, despite the legal grey area surrounding online casino gaming in New Zealand, casinos that offer their services to NZ players provide many payment solutions. With these options, users can make deposits and withdraw their winnings, thus ensuring full access to a casino’s games and promotional offerings.

This article will examine the best payment methods that make it easy for Kiwi players to do online casino banking, mainly deposits and withdrawals. We’ll look at the features that make each payment method stand out to make your casino gaming journey as convenient as possible.

Best Online Casino Payment Methods

New Zealanders have several options when it comes to choosing payment methods for funding their casino wallets. However, among the available options, some stand out for their dedication to security, speed, user privacy, and seamless transactions.

While some of these payment methods are strictly used for depositing funds in an online casino wallet, others also grant users access to their real money wins on an NZ casino. In most cases, casino payment methods used for withdrawals can also be used to deposit funds. That said, let’s examine the best online casino payment methods available to New Zealanders:

Credit and Debit Cards

Visa NZ Homepage

Visa and Mastercard cards are New Zealand online casinos’ most common and widely accepted payment methods, incorporated by top gambling sites such as bet365. Electron, American Express, Discover, and Maestro cards are also some of the most popular NZ online casino deposit methods. With these cards, customers can make deposits and access withdrawals ranging from $10 to $50,000.

When using a credit or debit card for deposits, a player must enter card details, including the card number, expiration date, and CVV code. NZ casinos adopt SSL encryption, fraud protection, chargeback rights, and 2FA authentication to protect these sensitive details from leaks.

Deposits via credit/debit are usually processed instantly. For withdrawals, it may take several business days for the funds to appear in the bank account associated with the card. In most cases, no transaction fees are charged for payments using this method.

Widely accepted at online casinosRequires players to share card details
Deposits are processed instantlyProne to withdrawal delays
Enhanced security features


PayPal NZ Homepage

Digital wallets such as PayPal, Skrill, Neteller, Jeton, MuchBetter, and ecoPayz have become a standard fixture at online casinos, providing a streamlined approach to payments in NZ casinos. To use these e-wallets for casino payments, customers must create accounts with the provider of their choice and then connect basic account details to the online casino.

E-wallets offer a higher degree of trust than debit/credit card payments because players aren’t required to share vital financial details with the casino. To further ensure user safety, e-wallet payments are supported by encryption technology and two-factor authentication.

Deposits made using e-wallets are noted for being exceptionally fast, with instant processing. When it comes to withdrawals, the typical waiting times with other casino payment methods are also cut down considerably, as users can usually access their winnings within 24 hours.

Advanced security featuresOpening an e-wallet account usually requires additional verification
Withdrawals are faster compared to debit/credit cards
Players don’t need to share financial details with the casino

Bank Transfers

Bank transfers represent one of the oldest payment methods at online casinos. However, they are still widely used across NZ casinos, providing one of the most secure online casino payment options.

With wire transfers, players can transfer funds directly from their bank accounts to casino wallets to deposit and play casino games. On the other hand, the wire transfer process for withdrawals involves a player submitting their bank account details to the casino.

Wire transfers are usually subject to higher minimum deposit limits, with bet365, for example, demanding a minimum deposit of $200. However, for high rollers, the high maximum deposits and withdrawal limits associated with this payment option in New Zealand casinos are a plus.

Suitable for larger transactionsHigh minimum deposit and withdrawal limits
High level of securityLonger processing times
Widely available on NZ casinos


POLi NZ Homepage

Founded in 2006, POLi (short for Pay Online) is a payment system specifically developed to facilitate online transactions for New Zealanders. The ability to securely deposit money directly from a bank account without needing a credit card contributed to the appeal of POLi. Over time, some NZ casinos have incorporated this payment provider strictly as a deposit method on their platforms.

Currently, the use of POLi as a payment method is less common among NZ online casinos due to safety concerns that stem from players needing to enter their online banking credentials on the POLi platform. However, some reputable platforms, such as bet365, allow users to make deposits using this method, albeit with a lower maximum deposit limit of $5,000.

Deposits are processed instantlyIt can’t be used for withdrawals from an online casino
Minimal transaction feesNot compatible with all New Zealand banks
There is no need to create a separate POLi account


Bitcoin NZ Homepage

Although less common at NZ online casinos, crypto, especially Bitcoin, is fast gaining a foothold as a reliable payment method, which can be attributed to the anonymity of its transactions. Additionally, the speedy nature of crypto deposits and withdrawals makes this one of the fastest online casino payment methods.

Among the thousands of available crypto tokens, Bitcoin, Ethereum, and Bitcoin Cash are the most widely used options on NZ online casinos that accept crypto payments. With the increasing popularity of crypto payments, there is expected to be wider adoption of the numerous other crypto tokens and altcoins as decentralized payment methods in New Zealand casinos.

Blockchain technology provides enhanced securityLimited use among New Zealand online casinos
Both deposits and withdrawals are processed instantly
No need to share personal or financial information

Prepaid Cards

Paysafecard NZ Homepage

Paysafecard is a prepaid voucher system that enables users to purchase physical or digital vouchers online or at authorized retail locations and is one of the most popular casino deposit methods in most NZ casinos.

These vouchers contain a unique 16-digit PIN code that users can load to deposit in New Zealand casinos. Paysafecard vouchers are usually available in various denominations, allowing players to choose the amount that suits their gaming budget.

The process of funding a casino account with a Paysafecard voucher is straightforward – players are required to select ‘Paysafecard’ as their payment method, enter the PIN from the voucher, and specify the deposit amount, which shouldn’t be more than the current value of the voucher. Even better, all this is done without the user needing to enter sensitive financial personal or financial info at any point.

Promotes budget controlIt can’t be used for withdrawals
Easy to purchase and useLarge deposits require multiple vouchers
Users aren’t required to provide financial or personal info

Mobile Payment Apps

Apple Pay NZ Homepage

Technological advancements have seen online casinos move beyond bank transfers and credit/debit card payments. One such technology that has emerged as a modern and innovative approach to online casino payments in New Zealand is using mobile payment platforms like Apple Pay and Google Pay.

The Apple and Google operating systems boast features enabling users to store payment information securely, usually debit/credit card details, on their smartphones. Consequently, users can conveniently leverage the stored details to deposit at any supported NZ casino.

Due to this smartphone integration, deposits made with both Apple and Google Pay are seamless and processed instantly. Compared to other traditional methods of funding an online casino wallet, the maximum deposit limits of these mobile payment apps across NZ casinos are relatively low. However, the tokenization technology used to encrypt user card details provides another level of security that isn’t observed with other payment options.

Integration with mobile devicesIt can only be used for deposits
Swift depositsUsers must possess compatible devices
Enhanced security features

How to Make an Online Casino Deposit

Making payments at online NZ casinos is a streamlined process designed to be straightforward for beginner and expert casino users. The process of making deposits is similar across the top NZ online casinos, and below, we have outlined how you can fund your casino wallet using any of the available online casino deposit methods:

  1. Create a Casino Account: Once you have chosen a reputable NZ online casino, you must sign up for an online account with this platform. The account creation process typically involves providing personal information, including your name, email address, and sometimes your physical address. Some casinos require identity verification before approving account creation.
  2. Visit the Banking or Cashier Section: Once logged in, navigate to the casino’s banking or cashier section. This is where you’ll manage deposits and withdrawals into and from your casino wallet.
  3. Choose Your Preferred Deposit Method: As we’ve already established, New Zealand online casinos typically offer a variety of deposit methods. Choose the casino deposit method that suits you best, considering security, convenience, and any associated fees. Several NZ casinos mandate customers to withdraw with the same method used for depositing, so consider this when choosing an online casino deposit method.
  4. Enter Deposit Amount: After choosing a preferred payment method, input the amount you wish to deposit. However, while doing this, you should be mindful of the casino’s minimum and maximum deposit limits, as failure to comply with these limits may result in failed transactions.
  5. Confirm the Transaction: To ensure accuracy, review your deposit details, including the deposit amount and chosen payment method. Depending on your chosen deposit method, you may be redirected to a secure payment gateway or asked to provide additional information. Follow the on-screen instructions to complete the payment.

How to Make an Online Casino Withdrawal

Once you’ve gotten the hang of making deposits at any New Zealand online casino, initiating withdrawals and getting access to your winnings becomes a walk in the park. The steps involved in making online casino deposits and requesting withdrawals are similar. To make it easier for you to enjoy your winnings, we’ve detailed how you can initiate a withdrawal at any online casino in NZ:

  1. Verify Your Account: If you have any pending verification requests, complete them before initiating a withdrawal, especially if it’s your first time. This is to prevent any potential delays when it comes to accessing withdrawals.
  2. Visit the Banking or Cashier Section: Like making a deposit, navigate to the casino’s banking section, where you’ll see options to manage your withdrawals.
  3. Choose the Withdrawal Option: Select your preferred withdrawal method. For faster transactions, ensure it’s a method you’ve previously used for deposits.
  4. Enter Withdrawal Amount: Specify the amount you want to withdraw once you’ve chosen a payment method. Be aware of any minimum and maximum withdrawal limits set by the casino, and keep this in mind when entering a withdrawal amount.
  5. Confirm the Transaction: Review your withdrawal details, including the amount and chosen payment method, and then confirm the transaction. The casino will process your withdrawal request. Processing times vary, but many NZ online casinos aim to process withdrawals within 24 to 48 hours.
  6. Wait for Funds to Arrive: The time it takes for your funds to reach you depends on the withdrawal method chosen. For eWallets, funds are available almost instantly. On the other hand, bank transfers and credit/debit card withdrawals can take more than 24 hours after payment has been processed to reflect in a user’s account.

Problems You May Encounter With Online Casino Payment Methods

The various payment methods at NZ online casinos undeniably offer convenient and flexible transactions. However, they are also prone to technical difficulties and are sometimes unstable. Knowing the common issues associated with these online payment methods is essential for users to prepare to navigate potential challenges adequately. That said, here are some of these common payment issues that have been observed at online casinos in NZ:

  • Delayed transactions: The problem of delayed transactions can occur for several reasons; However, it mostly happens due to the casino’s or payment provider’s processing times. While many deposits are processed instantly, withdrawals via traditional methods like bank transfers or credit cards may take several business days.
  • Excessive fees: Different payment methods may impose various fees for deposits, withdrawals, or currency conversion, which may significantly impact a player’s winnings. While withdrawals via modern payment methods such as crypto and eWallets typically cost little or no transaction fees, the more traditional methods, such as bank transfers, are occasionally subject to these extra costs.
  • Low withdrawal limits: Some New Zealand online casinos impose low withdrawal limits restricting the amount a user can withdraw in a single transaction or within a specific time frame. These limits can frustrate high-rollers and players who win substantial amounts while playing casino games.
  • Problems with payment provider: Issues with the payment provider, such as system outages, technical glitches, or maintenance, can temporarily disrupt your ability to deposit or withdraw funds. While these problems are usually beyond the control of the casino, they cause delayed transactions and inconvenience players.

How to Choose a Safe Online Casino Payment Method

Financial details are susceptible to leaks during online transactions, so paying particular attention to a casino’s safety and security measures when choosing a method of making deposits and accessing winnings is essential. Here are some key safety factors to consider when choosing an online casino payment method to prevent your private financial information from falling into the wrong hands:

  • Encryption and Security Measures: Ensure that the online casino and the payment provider use robust encryption protocols, such as SSL, to safeguard your data during transmission. Look for the padlock symbol and https://, which indicate a secure connection, in the website’s URL.
  • Two-Factor Authentication (2FA): If your payment method supports 2FA, enable it. This additional layer of security requires you to provide a second verification code or token, further preventing unauthorized access to your casino account and payment portals.
  • Privacy Protection: Prioritize payment methods that prioritize user privacy. Look for payment options, such as eWallets or cryptocurrencies, that allow you to make transactions without sharing and potentially exposing sensitive financial information with the casino.
  • Anti-Fraud Measures: You should also research whether the payment method used by an online casino employs anti-fraud measures. These measures include transaction monitoring and fraud detection algorithms. They can identify and prevent suspicious activities, thus providing an additional level of security.
  • Licensing and Regulation: Another sure way to confirm the legitimacy and security of online casino payments is by checking the casino’s licensing. Due to the unavailability of official NZ licensing for online casinos, verify that the casino is licensed and regulated by a reputable authority, such as the United Kingdom Gambling Commission, Malta Gaming Authority, or similar agencies. These regulatory bodies ensure that casinos adhere to strict security standards.

Comparison of Online Casino Payment Methods

New Zealanders are spoilt for choice regarding online casino payment methods, with each option boasting unique features and strengths that cater to different user preferences. With the multitude of options available, it can be an uphill task to settle for a payment method, which is why we’ve created the comparison table below to highlight the main features of each payment method relative to each other and help you choose the best option for your online gambling adventure.

💳Payment Method⏱️Deposit Time⌚Withdrawal Time💲Transaction Fees💵Average Deposit Limits💰Average Withdrawal Limits
Visa/MastercardInstantUp to 24 hoursFreeNZ$10 - NZ$5,000NZ$10 - NZ$50,000
SkrillInstantUp to 24 hoursFreeNZ$8 - NZ$5,000NZ$8 - NZ$60,000
Bank TransferUp to 48 hoursUp to 72 hoursVariesNZ$10 - NZ$200,000NZ$10 - NZ$55,000
POLiInstantN/AFreeNZ$10 - NZ$5,000N/A
PaysafecardInstantN/AFreeNZ$10 - NZ$1,500N/A
Google Pay and Apple PayInstantN/AFreeNZ$10 - NZ$10,000N/A

Final Thoughts

With the plethora of deposit and withdrawal options available in online casinos, playing casino games for real money as a New Zealander has never been easier. Ultimately, your online casino payment method choice depends on several factors, including personal preference, security level, and gambling budget.

Regardless of whichever option from our list of the best online casino payment methods you go for, you are assured of speedy transactions, user security, and an exciting betting experience at your favorite New Zealand online casino.


  • What payment methods are used in New Zealand online casinos?
    Kiwi players can take their pick from various credit and debit cards, e-wallets, bank transfers, crypto payments, prepaid cards, and more.
  • What is the best payment method for online casinos?
    Choosing the best NZ payment method might be hard, so it’s best to pick and choose depending on your preferred options and convenience.
  • How do you pay online casinos?
    All you need to do to deposit money is choose your preferred payment option, make an online casino account, deposit funds, and wait for the transaction to go through.
  • New Zealand players typically rely on secure payments like credit and debit cards but also opt for POLi and e-wallets.

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