Online Casino Payment Methods UK

Online Casino Payment Methods UK

Casino payment methods are one of the main factors when signing up at an online casino. What kind of variety does the casino offer? What percentage of these options are offered in the UK? How safe are these forms of payment? Lastly, what are the minimum and maximum limits and are there any fees?

We address all these questions in our comprehensive guide to online casino payment methods in the UK. We also explore each method in detail so that you can make an informed choice based on your needs and preferences. 

Best Online Casino Payment Methods

When it comes to online casino payment methods, there is no shortage of options. However, there are some trusted types accepted in the UK only, such as:

  • Debit cards
  • E-wallets
  • Prepaid cards
  • Bank transfers
  • Cryptocurrency
  • Mobile payments
  • Pay by phone bill
  • Cash transfer services

As you already know, each payment method comes with its own advantages and disadvantages. You should consider the following factors to select the best payment method for you.

Debit Cards

MasterCard Homepage

Since the ban on the use of credit cards at online casinos came into existence in April 2020, UK players can only deposit with debit cards as an alternative. Of course, apart from the other casino payment methods.

Debit cards are considered one of the best casino deposit methods, as they are generally accepted at most online casinos these days. Furthermore, almost all UK residents own a debit card, making it extra convenient for transactions.

You can use debit cards not only to deposit funds but also to withdraw them, naturally depending on the casino. What’s more, you’ll only need to input your details once, with subsequent uses requiring your PIN only. Deposit and withdrawal times are also generally quick, typically requiring up to 48 hours. However, some fees might apply, depending on the bank in question.

Visa and Mastercard are the two biggest debit card brands accepted at UK online casinos, closely followed by American Express and Maestro.

What makes this casino deposit method so popular is the fact that most UK casinos charge zero fees for deposits. On top of that, debit card deposits instantly reflect in your casino account. However, it’s worth noting that some banks or financial institutions might charge for online payments. For more details on this, familiarise yourself with the policies of your financial services provider.

Convenient and safeMight impose fees depending on the bank
Widely used casino payment methodShows up on your bank statement
Instant deposits
Quick withdrawals


Skrill UK Homepage

These online casino deposit methods are essentially electronic wallets where you can save your payment information and money. It allows you to make secure payments to a third party (the casino in this case) using money that you have stored in your e-wallet.

You can fund your e-wallet by loading money from your credit or debit card. So, you would load however much you want to deposit onto your e-wallet and then use it as your preferred method of payment at the online casino. You will only have to enter the email account associated with your e-wallet on the casino website without sharing any of your banking information. This adds an additional level of security, especially if you are not sure whether your connection is secure.

Some popular e-wallets you will come across at most online casinos include Neteller, Skrill, PayPal, Trustly, MuchBetter, Revolut, and ecoPayz. Note that while e-wallets can be used for withdrawals, they may differ from casino to casino.

Deposits and withdrawals via e-wallet are free at most casinos. But, when loading your account or withdrawing to a bank account, there may be some fees.

Instant depositsNot always available for withdrawal
ConveniencePossible fees

Prepaid Cards

Paysafecard UK Homepage

Prepaid cards are a lot like bank cards, except they are not linked to a bank account. Before you can use a prepaid card, you have to load it with money. This can be done online, via an ATM, or on your phone. Since prepaid cards are issued by Visa and Mastercard, they are widely accepted by casinos in the UK.

Prepaid cards are also perfect for responsible gambling. Simply load what you intend to spend on your gambling prepaid card and stick to your budget.

Most of these cards are not available for withdrawals, depending on your casino. Either way, deposits are free, but you may be charged for loading and reloading your card.

Some examples of prepaid card brands accepted by UK casinos include Visa, Mastercard, American Express, Neteller, Paysafecard, NeoSurf, Skrill, and the ecoPayz ecoVirtualcard.

Quick and convenient paymentsMay incur reloading fees
Great option for responsible gamblingNo protection benefits
Widely accepted

Bank Transfers

Bank Transfer UK

With so many shiny new payment methods available, you might wonder why most casinos still offer bank transfers. Well, the biggest reason is safety and security. Granted, they are not the fastest, but you can rest assured that your money is in safe hands.

With a bank transfer, money will be transferred between your bank account and the casino, no third party is needed. While deposits via bank transfer are usually instant, withdrawals could take between 3 and 5 business days, making it significantly longer than most other payment methods.

While online casinos do not typically charge fees for bank transfers, there might be additional fees from your bank. In most cases, the fees are dependent on the size of the transaction. For more information on associated fees, check your bank policies.

For bank transfers, you don’t need a debit card or debit card details. All you need is your account number and sort code. However, not all banks authorise payments to online casinos. So, you may need to check with your bank if this is an option.

Completely safeSlow withdrawals
Widely acceptedAssociated fees
No third party involved


Bitcoin Homepage

Anonymity is often a big concern for online gamblers. If this is you, then cryptocurrency is your best option. Most modern casinos not only accept cryptocurrency but were created with crypto users in mind. They offer huge cryptocurrency bonuses, which are not available to players who use other payment methods.

Crypto transactions do not require players to disclose any private information with the casino. Thus, your transactions cannot be tracked, providing an additional layer of protection from possible hacks. On top of this, all transactions are instant, whether that be a deposit or withdrawal, waiting only a few minutes.

Cryptocurrency is a popular payment method at many UK online casinos, so finding one should be a walk in the park. Some common cryptocurrency options you will find at an online casino include Bitcoin, Litecoin, Ethereum, Dogecoin, Tether, Cardano and more. Crypto is available for deposit and withdrawal, and transactions are completely free of charge.

AnonymousHigh volatility
Immediate transactionsNot accepted everywhere
No associated fees

Mobile Payments

Google Pay Homepage

Last but not least, we have mobile payments. Mobile wallets allow players to make contactless payments both online and offline. Among the most popular e-wallets in the UK are Google Pay and Apple Pay, available on Android and iOS devices, respectively.

What differentiates mobile wallets from e-wallets is that only the connected mobile can be used to make mobile payments, whereas, with an e-wallet, you can use any device to make an online payment.

Mobile payments can be used for both deposits and withdrawals. However, it’s always best to double-check with the casino and whether it supports such withdrawals. Payments via mobile wallets are instant; however, withdrawals could take some time.

Fast transactionsLimited to mobile only
Widely accepted

Pay by Phone

Boku Homepage

Pay by phone is a great way to fund your online casino account without much ado. This is an online deposit method, so you won’t be able to use it to withdraw. With this method, you can deposit using only your phone number. All you have to do is enter how much you want to withdraw and your mobile number. That’s it.

Any deposits made via this method are applied to your phone bill at the end of the month. This is a great play now and pay at a later stage option. For those who prefer this method, look out for Boku and Zimpler among your casino’s deposit options. These are the two most popular pay-by-mobile bill methods in the UK.

Instant depositNo withdrawal
Quick and easy process

Cash Transfer Service

Western Union Homepage

Cash transfers are perfect for players who are looking for a way to fund their casino account that does not require them to enter any card details. As the name suggests, cash transfer services allow you to transfer cash to other people or businesses using an app or online platform. So, you can fund your casino account using a cash transfer, provided the casino offers this option.

There are some fees involved depending on which cash transfer service you use or your chosen casino. Some popular cash transfer options include MoneyGram and Western Union. For Moneygram, fees differ depending on how much money you are transferring and where. Payments made to locations outside of the UK will be more expensive than payments within the UK. On the MoneyGram website, players can estimate the rates and fees based on the amount and receiver location. This way, you won’t be surprised when you make the transfer. Western Union works in the same way. You can transfer money within or outside the UK using the app or website.

Note that you do have to pay for cash transfers with a bank card. But you will not need to provide these details on the casino website. This makes it a more secure payment method.

Instant depositHigh fees when playing at casinos outside the UK
Does not require banking details

How to Make an Online Casino Deposit

Making an online casino deposit is as straightforward as 1-2-3. Follow these easy steps to a successful deposit:

  1. Create an account at the online casino of your choice.
  2. Log in with the username and password you chose during registration.
  3. Head to the Cashier or Banking section.
  4. Click on Deposit.
  5. Select your preferred payment method.
  6. Enter the deposit amount and payment details.
  7. Complete the deposit and wait for the approval.

Most deposits appear instantly, which means you can start playing immediately.

How to Make an Online Casino Withdrawal

Ready to cash out? Follow the steps below to withdraw quickly and easily.

  1. Log in to your account.
  2. Head to the Cashier or Banking section.
  3. Click on Withdraw.
  4. Select your preferred payment method.
  5. Enter the withdrawal amount and payment details.
  6. Complete the withdrawal.

A withdrawal request must first be processed and approved by the casino. That could take up to 48 hours. This is in addition to the payout time of your selected payment method.

Different payment methods also have different payout times. Some take longer than others. So, keep this in mind when selecting a payment method.

Problems You May Encounter With Online Casino Payment Methods

While you may have a few specific online casino deposit methods in mind, there may be some possible pitfalls, such as:

  • Long processing times: It may take longer than anticipated for your deposit or withdrawal to show up.
  • Declined card payments: This may happen for a variety of reasons, such as your bank refusing the transaction or limited funds in your account.
  • Incorrect prepaid card number or PIN: Such mistaken pieces of information may result in a failed transaction.
  • Name mismatch: Always ensure to use payment methods in your name to steer clear of voided transactions.
  • Slow internet connection: This may cause a constant loop while trying to process your funds.

How to Choose a Safe Online Casino Payment Method

Choosing an online casino payment may seem easy, but it is not. There are plenty of factors to consider. Furthermore, not all payment methods are the same. Here are some tips for choosing a safe and secure online casino payment method.

  • Reputable casino: If you choose a reputable and legit online casino, chances are the payment methods are also safe and secure. Reputable casinos have top-notch SSL technology to encrypt all transactions on the website.
  • Payment type: Although your casino may be reliable, you still have to opt for a secure payment method. For example, all bank-related methods (Visa, Mastercard, etc.) are very secure and protected by the bank.
  • Use trusted third-party payment methods: Using a third-party through which to make payments is another way to ensure secure transactions. So, in effect, you load money onto your preferred payment method and then use that method to pay the casino. Popular options include e-wallets like Neteller and Skrill.
  • Anonymous payment methods: Another way to ensure a safe payment method is to choose a method that does not require you to enter your details on the website. The most anonymous of these is cryptocurrency.

Comparison of Online Casino Payment Methods

Take a quick look at our comparison table below. We list the typical deposit and withdrawal times, associated fees, and minimum and maximum deposit and withdrawal limits.

💳Casino Payment Method⏱️Deposit Time⌚Withdrawal Time💲Fees💷Minimum Deposit Limit💰Maximum Withdrawal Limit
VisaInstant3-5 Business daysBanking charges may apply£5-£20£3,000-£9,000
MastercardInstant3-5 Business daysBanking charges may apply£5-£20£3,000-£9,000
BitcoinInstant0-24 hoursNo£5-£25£10,000-£100,000
NetellerInstant0-24 hoursNo£5-£25£5,000-£10,000
Google PayInstantUp to 5 Business daysNo£5-£20£5,000-£10,000
Prepaid cardsInstant3-5 Business daysNo£5-£20£5,000-£10,000
PayPalInstant3-5 Business daysNo£5-£20£3,000-£5,000

Note that the above are average ranges for payments made via these payment methods. Each casino has its own minimum and maximum deposit and withdrawal limits. Some casinos have lower limits, and others have higher limits. Some might even have daily, weekly and monthly limits. So, always check out the casino’s banking page first.

Final Thoughts

There are plenty of payment methods to choose from at online casinos in the UK. They range from more traditional methods like banking transfers and debit cards to modern e-wallets and cryptocurrency.

Each payment method has its pros and cons. However, the one you choose should ultimately depend on your needs. There is no best payment method (arguably), only the best payment method for you. So, evaluate your needs and then pick a payment method based on that. Armed with a secure payment method, your online gaming experience will be a lot more fun.


  • What is the best payment method for online casinos?
    It’s hard to pinpoint only one payment method as the best in online casinos, as it all depends on the player’s individual needs. From debit cards to cryptocurrencies, you can find various options in UK online casinos.
  • How do you pay online casinos?
    You can use debit cards, e-wallets, prepaid cards, bank transfers, cryptocurrencies, mobile payments, pay by phone, or even cash transfer services in UK online casinos.
  • How do I pay casino with PayPal?
    You can use your PayPal account to fund your online casino account in the UK by simply connecting it via your email address.
  • Can I pay casino with credit card?
    No, you can’t. UK online casinos do not accept credit card payments, but you can still rely on debit card transactions.

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