Casino payment methods are one of the most important factors to consider before you register at an online casino.
The ability to quickly and securely make deposits and withdraw money to your account is essential for a smooth gambling experience.
Because of that, you should always do your research and pick a casino with a good variety of casino payment options or at least the ones you plan to use frequently.
To help you get started, we’ve prepared a brief introduction to all the online casino payment methods you can expect to find in legal and reputable online casinos in the US.
|Visa, Mastercard, Discover, American Express, PayPal, PayWithMyBank, Apple Pay, VIP Preferred, PayNearMe, BetMGM Gift Card, Play+, Bank Wire Transfer, Venmo, Game On Card
|PayPal, Visa, Mastercard, Discover, Venmo, Checks, Bank Wire Transfer, Online Banking, VIP Preferred, Play+, PayNearMe
|Caesars Palace Online
|Visa, Mastercard, Discover, VIP Preferred, Trustly, Play+, PayPal, PayNearMe
|Trustly, Visa, Mastercard, ApplePay, Venmo, PayPal, Bank Wire Transfer, Play+, Game On, PayNearMe
|Visa, Mastercard, Discover, PayPal, Play+, Bank Wire Transfer, VIP Preferred, Trustly
|Play+, VIP Preferred, PayNearMe, Visa, American Express, Mastercard, Discover, Online Banking, PayPal, ACH Checks, Online Bank Transfers
|VIP Preferred, Play+, Visa, Mastercard, PayPal, Electronic Bank Transfers, PayNearMe, American Express, Discover, PayWithMyBank, Apple Pay
|PayPal, Play+, VIP Preferred, Visa, Mastercard, Trustly, Bank Wire Transfers
|Visa, Mastercard, PayNearMe, PayPal, Trustly, Play+
|Virgin Online Casino
|Visa, Mastercard, Discover, PayPal, VIP Preferred
|VIP Preferred, PayPal, Play+, PayNearMe, Mastercard, Visa, Instant Bank Transfer
|Mohegan Sun Online Casino
|VIP Preferred, PayPal, Play+, PayNearMe, Mastercard, Visa, Online Bank Transfer
|VIP Preferred, PayPal, Visa, Mastercard, Discover, Play+, PayNearMe, Online Bank Transfer, Instant Bank Transfer
|VIP Preferred, Play+, Visa, Mastercard, PayPal, eChecks, PayNearMe, American Express, Skrill, Discover, PayWithMyBank, Apple Pay, Venmo
|Visa, Mastercard, PayPal, Trustly, PayNearMe, Skrill, Paysafecard, PayPal
|PayPal, Play+, ACH Checks, Visa, Mastercard, Discover, Online Banking Transfer, PayNearMe
|Wheel of Fortune
|VIP Preferred, Visa, PayPal, PayNearMe, American Express, Discover, PayWithMyBank, Apple Pay, Bank Wire Transfers, Venmo, Play+
Credit and Debit Cards
Credit and debit cards are one of the most commonly used online casino payment methods. They are fast, secure, accessible, and, most importantly, extremely convenient. On top of that, most online casinos accept them, which is why credit and debit cards are often a go-to method for making casino deposits.
An important thing to note is that, while online casinos often won’t charge any fees for making a deposit using a credit or debit card, banks often treat gambling-related payments as cash advances and will charge a fee for processing such payments.
There are several popular credit and debit cards you can use in legal US online casinos.
Visa facilitates electronic funds transfers through credit, debit, and prepaid cards. The card is one of the most popular online casino payment methods in the US, and it is well-known for being reliable, easily accessible, and fast.
In addition, Visa credit and debit cards are extremely common in American online casinos, and most reputable online casinos in the country accept Visa for both deposits and withdrawals.
Mastercard debit and credit cards are the second most popular card payment option in American online casinos. Mastercard debit and credit cards are quick and secure, and you won’t have any trouble finding an online casino that accepts payments via Mastercard.
Discover is one of the most widely accepted cards in the world and the third-largest credit card brand in the United States. While it may not be as popular as Visa or Mastercard, it is commonly used in online casinos in the US for its speed and security.
Despite being one of the most popular cards in the country, American Express is not as widely accepted as the other online casino payment methods on our list. However, if you’re really set on using your American Express card, you can always connect it to an e-wallet and use your AMEX card to fund your online casino account that way.
Pros & Cons of Using Credit and Debit Cards
|Most people already have a credit or debit card
|Some online casinos accept only deposits
|Fast deposits and withdrawals
|Easy to use and highly secure
E-wallets are one of the best online casino payment methods. Apart from being widely accepted and secure, e-wallets are an excellent choice for players who value privacy and don’t want to leave their personal and financial information with gambling sites.
One of the best features of e-wallets is their speed — deposits made using e-wallets are processed instantaneously, while withdrawals made using e-wallets take the shortest amount of time out of all online casino payment methods.
PayPal is one of the oldest and most popular e-wallets out there. It is easy to use, trustworthy, and extremely secure. On top of that, once you have your account up and ready, it takes only a few clicks before you can make a payment using PayPal, especially because most US online casinos accept PayPal.
Skrill is one of the leading digital wallets, with more than 25 million users around the globe. It is best known for its low fees and fast withdrawals, which is a huge plus for casino players. Because of that, Skrill is regarded as one of the most commonly used e-wallets in American online casinos, right after PayPal, and it offers very similar conditions to another e-wallet, Neteller.
Venmo is an American mobile payment service that works just like every other digital wallet. It acts as an intermediary between a consumer and a merchant, allowing you to transfer money to online casino sites without having to use physical cash.
Pros & Cons of Using E-Wallets
|Fastest withdrawal method
|You need a third-party account to use an e-wallet
|Deposits and withdrawals widely accepted among US online casinos
|Often required to make a deposit via e-wallet before you can use it for withdrawal
|Deposits and withdrawals widely accepted among US online casinos
|Low transaction fees
|Great for players who don’t want to leave banking information with the casino
Prepaid cards come preloaded with a set amount of cash. After you purchase a prepaid voucher, you can use it to make casino deposits without having to use your credit card or leave any additional banking information with the casino.
Once you spend all the cash on your prepaid card, you can either dispose of it and get a new one, or you can reload it and add more funds to the card.
An important thing to note is that prepaid cards are most often used to make casino deposits but cannot be used for withdrawals.
Play+ is a reloadable account that can be used to make deposits in most American online casinos. Once you register with Play+, you will receive a casino-branded prepaid debit card.
You may add funds to your Play+ account using cash or a checking account, as well as debit and credit cards, such as Visa, Mastercard, and Discover.
Moreover, you can also withdraw funds from your Play+ account whenever you like, assuming the casino provides that option.
Game On is a prepaid gift card that offers a high degree of privacy since it allows you to avoid leaving any banking information with the casino.
Once you purchase the card, you can load up to $400 on the card and use it to make a deposit at online casinos displayed on the front of the card.
Keep in mind that the Game On card is only used for making deposits, and you won’t be able to use it to withdraw money.
Paysafecard is a preloaded prepaid card that comes with a 16-digit PIN code. Once you purchase the card, you can visit the casino that accepts Paysafecard, select it as a chosen payment method, and then enter the PIN code when prompted to complete the transaction.
Paysafecard is one of the most popular online casino payment methods around the world, when it comes to prepaid cards, at least. Although there aren’t that many licensed casinos in the US that accept Paysafecard as a payment method, it’s a good option if you want to go with a prepaid card that’s 100% reliable.
Electronic and physical gift cards are often available at retail stores, both in-store as well as online.
In addition to Play+ and Game On, online gambling sites also allow you to deposit with several other prepaid cards, which are often tied to a specific casino.
In case you prefer depositing using prepaid vouchers, make sure to always check the casino’s cashier section and see if the casino allows you to deposit using their branded prepaid card.
Pros & Cons of Using Prepaid Cards
|Most casinos have gift cards tied to it
|Not suitable for high rollers
|Excellent choice for responsible gambling
|No withdrawals available
|You can limit the information you share with the casino
|Most casinos won’t allow you to claim a welcome bonus using a prepaid card
|You can use them more than once by reloading them
Bank transfers are one of the oldest and most reliable payment methods for depositing money and making withdrawals. Unlike other payment methods on our list, bank transfers involve sending money directly from your bank account to the casino’s bank account and vice versa.
There are several deposit options you can use to make bank transfers, and most of these casino payment options require you to pay fees for every transaction you make — the fee mostly depends on the payment method you decide to use and the bank you are registered with.
Bank wire transfers are one of the most secure online casino payment methods when it comes to keeping your financial details safe.
Despite that, bank wire transfers are not all that popular among casino players, mainly due to high fees and because bank wire transfers take the longest to process.
On the flip side, bank wire transfers are an excellent option for online gamblers who prefer depositing large sums of money — most casino sites have generous deposit limits when it comes to bank wire transfers and even have higher withdrawals making bank transfers ideal for players who don’t mind the wait when withdrawing money.
ACH Checks and VIP Preferred
ACH Checks allow you to pay directly from your checking and savings accounts without having to write a physical check. One of the most popular ACH Check payment methods is VIP Preferred, which is an e-check provider that operates in the United States and transfers funds electronically directly from your account to the casino’s bank account.
To use VIP Preferred, all you have to do is register a bank account with VIP Preferred, after which you can use your bank account for ACH e-check transactions at any online casino that accepts the VIP Preferred deposit method.
Online banking allows you to make bank transfers online. Instead of having to physically visit your bank, you can use a mobile device or a computer to electronically transfer funds from your bank account to the casino’s account.
Many online casinos that support online banking use Trustly, which is one of the best online casino payment methods for bank wire transfers.
Trustly allows you to securely log in to your online banking, pick an account you’d like to use to make the payment, and make a deposit in a matter of seconds.
Pros & Cons of Using Bank Transfers
|Additional accounts not required
|Slowest withdrawal method around
|Extremely reliable and secure
|You need a third-party account to use most e-check services
|E-checks are easy to use
|Some banks do not process gambling-related online transactions
|Highest maximum withdrawals and online casino deposits
|Not private enough
|Accepted in most online casinos
|Online banking with Trustly available in most casinos online
At the time of writing, there is no crypto-gambling regulation in the country that allows casino operators to accept cryptocurrency payments.
Even though cryptocurrencies are technically not illegal, they are also not explicitly legal, which is why no licensed and trustworthy casino site accepts cryptocurrencies as payment methods.
In case you are determined to use cryptocurrencies but also want to play in safe and trustworthy gambling sites, we recommend that you try your luck with sweepstakes casinos, such as Stake.us, Sweepstastic, and LuckyBird.io, where you can play using tokens like Bitcoin, Ethereum, Litecoin, Ripple, Dogecoin, and USDT, to name a few.
Apart from the best online casino payment methods and the ones most frequently used, there are plenty of other online casino deposit methods that you may find on a few online casino sites.
Some online casino operators allow you to make a deposit directly at the cashier’s cage at a land-based casino.
While it does require you to be physically present at the casino, making a deposit at the cashier’s cage has many advantages over other deposit options, such as instant transactions and much better minimum and maximum limits.
For example, you can make a minimum deposit of as little as $1 at the cashier. On the other hand, you can withdraw up to $100,000, while some casino sites don’t even have a limit on how much money you can deposit or withdraw.
PayNearMe allows you to make cash payments at specific locations and convenience stores that support it.
To use PayNearMe, you will have to select it as a payment option on the casino’s site and enter the amount you wish to deposit.
After that, the casino will generate a unique barcode and send it to you via text message or email, which you can take to the nearest location that accepts PayNearMe. The clerk will then scan the barcode, and once you pay for it, the funds will be transferred to your casino account.
Mobile payments allow you to quickly and securely make deposits using your mobile phone and are ideal for players who prefer playing on their mobile devices. The most popular mobile payment method in the best online casinos in the US is Apple Pay.
Apple Pay comes with its own digital wallet, which you can fund as you would with other e-wallets on our list. Once your Apple Pay account has funds on it, you can use your iPhone, iPad, or any other Apple device that has a Face or Touch ID to quickly and securely make online payments or deposits to your casino account.
Pros & Cons of Using Alternative Payment Methods
|Extremely easy to use
|You must visit the casino cage or a local store to use PayNearMe
|Most casino cages don’t have deposit or withdrawal limits
|Not as widely accepted as other casino deposit methods
|Casino cage cash payments have the lowest minimum deposits
|Mobile payments are a great choice for players relying on mobile devices for gambling
Best Casinos by Payment Method
As you can see, there are plenty of different online casino payment methods you can use in legal and reputable gambling sites.
However, with so many deposit options around, it might be a tad difficult to select the best method to deposit money. Moreover, even if you have a casino deposit method in mind, how do you know which casino offers the best conditions for the deposit method you plan to use?
To make things easier for you, we’ve prepared a table with the best online casino payment methods you may find in US casinos and matched it with the best casino for that deposit method based on overall deposit and withdrawal limits, transaction fees, the time it takes to process the payment, and more.
Virgin Online Casino
|Wheel of Fortune Casino
Virgin Online Casino
Wheel of Fortune Casino
|Golden Nugget Casino
Caesars Palace Casino
Virgin Online Casino
|Bank Wire Transfer
|Mohegan Sun Online
|Wheel of Fortune Casino
Caesars Palace Online Casino
Caesars Palace Online Casino
E-wallets and credit and debit cards are the most popular online casino payment methods. They are fast, convenient, and secure. On top of that, most online casinos accept a number of different cards and e-wallets, which is another reason why gamblers prefer them.
Yes, they do. Most online casinos on our list accept PayPal and allow you to use it for both deposits and to withdraw money. Keep in mind that, in some situations, you might have to use PayPal to deposit money before you can use it to make withdrawal requests.
Online casinos pay through a variety of different online casino payment methods, such as credit and debit cards, bank transfers, e-wallets, and more. Out of all the casino payment options you have, e-wallets are generally known as the fastest method for withdrawing cash.
Yes, you can. Credit and debit cards are one of the best online casino payment methods and virtually every gambling site accepts deposits via credit and debit cards, such as Visa, Mastercard, Discover, and American Express.
Yes, they do. Players in the US can use both debit and credit cards to make online gambling payments, and the most popular cards are Visa, Mastercard, Discover, and American Express.